50 & Better Checking Account

  • Minimum deposit to open is $200.00
  • $8 monthly fee if account drops below $100

Financial Advantages

  1. Personalized Checks
    • Receive all the personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address.
  2. Individual Retirement Account
    • Open your Individual Retirement Account with us, and we'll design a plan that's right for you. Ask us for a complete explanation of your IRA tax benefits.
  3. Just a $100 Minimum Balance
    • When you keep a $100 minimum daily balance, you will avoid the monthly fee. Should your balance drop below $100, an $8 monthly fee will be charged.
  4. Interest on Checking
    • You can earn interest on your checking account. Ask us for details.
  5. Grocery Coupons
    • Receive hundreds of dollars' worth of grocery coupons annually. Choose from a list of around 1,000 items. Order your Grocery Coupon Certificate Booklet today

Security Advantages

  1. $100,000 Common Carrier Accidental Death Insurance
    • You'll be covered for $100,000 in Accidental Death Insurance when you travel by licensed Common Carrier.
    • Special Program Notes: Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. Principal sum does not reduce at any age.
    • This product is not insured by the Federal Deposit Insurance Corporation. This product is not a deposit or other obligation of, or guaranteed by, the bank. This product is subject to investment risks, including possible loss of the principle amount invested.
  2. Key Ring Protection
    • Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you . . . at no additional charge.
    • Order your first key ring at no charge today. Additional key rings are available for $2 each.
  3. Payment Card Protection
    • Register all your credit, debit, ATM and check cards at one time and in one place. As a member, you'll feel more secure knowing that you are protected. If your cards are lost or stolen, simply call one convenient toll-free number 24 hours a day to cancel cards, stop unauthorized purchases and request new cards. You'll also have the security of knowing that if you are more than 50 miles from home and have reported the cards lost or stolen you have access to:
      1. Emergency Cash
      2. Emergency Airline Tickets
        (Some restrictions may apply.)
  4. Luggage Protection
    • Protect your luggage the next time you travel. Your personally registered luggage tag instructs anyone who finds your luggage to call our toll-free number to reunite you with your luggage.
    • Order your first luggage protection tag at no charge today. Additional tags are available for $2 each.

Travel Advantages

  1. Bonus Travel
    • Make travel plans by calling the toll-free Bonus Travel number. You'll always receive the lowest domestic airfares available at time of booking through the "Best Fare Search" system. You'll also receive special, members-only savings on packaged vacations and cruises through the Vacation Savings Hotline.
  2. Travel Savings
    • Get fantastic cash rewards in the mail when you arrange travel through the Bonus Travel Reservation Center. You'll get a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises and package trips. The Bonus Travel Service toll-free number is on the back of your member ID card.
  3. Car Rental Discounts
    • Avis, Budget, and Dollar Car Rental Discounts. Your special membership number entitles you to a reduced rate.
  4. Savers Club
    • Everyday savings right at your fingertips. Find savings on movie tickets, theme parks, grocery coupons, car rentals and much more. With Savers Club you can also save up to 50% on room rates at thousands of participating hotels, motels and inns worldwide.
    • Order your Savers Club Book today.
  5. Sojourns Magazine Subscription
    • Whether you're a serious traveler, or you prefer to enjoy America's beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.
    • Order your Sojourns magazine subscription today.

Convenience Advantages

  1. Telephone Banking
    • 24-hour Telephone express service at (662) 252-5030.
  2. Notary Service
    • Use our notary service at no additional charge. We'll be happy to notarize your official documents. Just present your ID Card.
  3. 24-Hour ATM Convenience
    • With your 24-hour banking card, all your transactions are safe, confidential, and fast.
  4. Direct Deposit of Social Security and Payroll Checks
    • Enjoy the convenience. For immediate access to your money, you can authorize the U.S. Treasury and/or your employer to deposit your checks directly into your account.

Terms and Conditions

Mediation and Arbitration Agreement

Funds Availability Disclosure

Regulation E Disclosure

Agreement for Use of 24-Hour ATM Card

Additional Charges

Disclaimer - The Bank of Holly Springs primary trade area consists of Marshall, Benton, and Lafayette Counties in Mississippi. We reserve the right to refuse any account request from outside this area.