Certificate of Deposit

Certificate of Deposit
Term Min. Deposit Rate Annual Percentage Yield (APY)
91 Days $1000 0.45% 0.45%
182 Days $1000 0.90% 0.91%
12 Months $1000 1.30% 1.31%
18 Months $1000 1.35% 1.36%
24 Months $1000 1.40% 1.41%
30 Months $1000 1.45% 1.46%
36 Months $1000 1.50% 1.51%
48 Months $1000 1.75% 1.76%
  • The minimum balance to open this account is listed above
  • You will be paid interest until maturity
  • Interest will compounded daily
  • Interest will be credited at maturity
  • Interest begins to accrue on the business day of your deposit
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Deposits and withdrawals are not allowed after the account is opened
  • If you withdraw any principal before the maturity, there will be a 6 month interest penalty

Terms and Conditions

Mediation and Arbitration Agreement

Funds Availability Disclosure

Regulation E Disclosure

Disclaimer - The Bank of Holly Springs primary trade area consists of Marshall, Benton, and Lafayette Counties in Mississippi. We reserve the right to refuse any account request from outside this area.