Certificate of Deposit

  • For current rates, please contact your local Bank of Holly Springs Branch
  • You will be paid interest until maturity
  • Interest will compounded daily
  • Interest will be credited at maturity
  • Interest begins to accrue on the business day of your deposit
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Deposits and withdrawals are not allowed after the account is opened
  • If you withdraw any principal before the maturity, there will be a 6 month interest penalty

Terms and Conditions

Mediation and Arbitration Agreement

Funds Availability Disclosure

Regulation E Disclosure

Disclaimer - The Bank of Holly Springs primary trade area consists of Marshall, Benton, and Lafayette Counties in Mississippi. We reserve the right to refuse any account request from outside this area.