NOW Checking Account

  • Minimum deposit to open is $1,000.00
  • Monthly minimum balance fee is $8.00 if the daily balance drops below $1000.00 any day of the statement cycle
  • Monthly activity fee is $.20 per debit item after 20 if the daily balance drops below $1,000.00 any day of the statement cycle
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account daily
  • Interest begins to accrue on the business day you make your deposit
  • Interest is compounded daily and credited monthly. If you close your account before interest is credited, you will not receive the accrued interest
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day
  • The current interest rate is 0.40%
  • The current Annual Percentage Yield (APY) is 0.40%

Terms and Conditions

Mediation and Arbitration Agreement

Funds Availability Disclosure

Regulation E Disclosure

Agreement for Use of 24-Hour ATM Card

Additional Charges

Disclaimer - The Bank of Holly Springs primary trade area consists of Marshall, Benton, and Lafayette Counties in Mississippi. We reserve the right to refuse any account request from outside this area.